Privacy Policy

1. Introduction

Mound City Lending ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site or use our services.

2. Information We Collect

Personal Information

We collect information that you voluntarily provide to us when you:

• Submit a loan application
• Create an account on our website
• Contact us through our contact forms
• Subscribe to our newsletter or marketing communications
• Upload documents related to your loan application

This information may include:

• Name, email address, phone number, and mailing address
• Social Security number or Tax ID number
• Financial information (bank statements, credit reports, income documentation)
• Property information and investment experience
• Employment information and business details

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device, including:

• IP address and browser type
• Operating system and device information
• Pages visited and time spent on pages
• Referring website addresses
• Cookies and similar tracking technologies

3. How We Use Your Information

We use the information we collect to:

• Process and evaluate your loan application
• Verify your identity and prevent fraud
• Communicate with you about your application and account
• Comply with legal and regulatory requirements
• Improve our website and services
• Send you marketing communications (with your consent)
• Analyze usage patterns and optimize user experience
• Protect against unauthorized access and security threats

4. Information Sharing and Disclosure

We may share your information with:

Service Providers

Third-party vendors who perform services on our behalf, including credit bureaus, appraisers, title companies, and technology providers.

Business Partners

Investors, lenders, or other financial institutions involved in funding or servicing your loan.

Legal Requirements

Government agencies, regulators, or law enforcement when required by law or to protect our rights and property.

We do not sell your personal information to third parties for their marketing purposes.

5. Data Security

We implement appropriate technical and organizational security measures to protect your personal information, including:

• Encryption of data in transit and at rest
• Secure socket layer (SSL) technology
• Regular security assessments and updates
• Access controls and authentication procedures
• Employee training on data protection

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

6. Your Privacy Rights

Depending on your location, you may have the following rights:

• Access: Request a copy of the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information
• Opt-out: Unsubscribe from marketing communications
• Data Portability: Request a copy of your data in a structured format

To exercise these rights, please contact us using the information provided below.

7. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website. You can control cookies through your browser settings, but disabling cookies may affect website functionality.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies.

9. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

11. Contact Us

If you have questions or concerns about this Privacy Policy, please contact us: